The important thing to know about business insurance policies – perhaps above and beyond any other type of insurance – is that there is not a one-size fits all policy. The nature of your business dictates some insurance needs. And each business structure – proprietorship, partnership, LLC, or a larger corporation – has special characteristics that demand specific coverages.
General liability insurance is a necessity, and if vehicles are used in any facet of the operation, they obviously must be covered, too. When bundled, these policies are commonly referred to as Business Owners Policies (BOP). Other areas a BOP may cover include Property Insurance (General Liability normally protects others’ property, not your own); Business Income Interruption Insurance for unexpected disruptions to your revenue flow; and Professional Liability Insurance for companies that provide professional consultation or professional services to clients.
Our seasoned agents at The James Agency will guide you through the many intricacies of business insurance, making certain that you end up with the most extensive coverage at the most affordable price. Call us today at 601-268-2242 for all your commercial insurance needs.